So far, we have discussed the other two causes of depression and anxiety, namely genetics, and personality. The third cause of depression and anxiety is our environmental factors.
These are difficult problems in our lives such as financial difficulties, work stressors, relationship or marrital conflicts, parenting stressors, family conflict, loss of a loved one, or "loss of something". Essentially, environmental factors are challenges that cause us to maladjust and somehow, we have to adjust to that again.
Learning ways to problem solve what you can, and accept what you can't will help here.